Personal Banking Personal Checking Accounts A personal checking account is a foundational way to take control of your finances and manage your money. From free checking to an interest-bearing account, you can pick the best checking account for your financial needs. Regardless of which you choose, our checking accounts give you convenient access to online and mobile banking, free online bill pay, allowing you to schedule payments on time, in addition to offering overdraft protection. Stress-free spending — no strings attached. Get to-do lists done at ease with unlimited transactions, surcharge-free ATMs, and free, time saving services. The choice is clear — open your personal checking account today. Clear E-Checking No monthly service fee No minimum balance requirement Unlimited monthly transactions Free online and mobile banking Free eStatements Open now Clear Checking Avoid $7.48 monthly fee with at least one ACH deposit per statement cycle No minimum balance requirement Unlimited monthly transactions Free online and mobile banking Free paper statements Open now Clear Interest Checking Competitive tiered interest rates* Avoid $10.48 monthly fee by maintaining one of the following: $2,500 minimum monthly balance, or $10,000 in combined deposits No minimum balance requirement Unlimited monthly transactions Free online and mobile banking Free eStatements *Earn higher interest with 10 monthly debit card transactions or $1,000 monthly direct deposit. Open now Easy to Switch Do you want to switch from your current bank to a Town and Country Bank or Peoples Prosperity Bank checking account? We make it easy. Simply stop by any conveniently located branch or start the process online now today.